American FamilyBenefitPlanning ahead since 2014
Check My Eligibility

Guaranteed Life Insurance Coverage Up to $40,000

For ages 50–85. No medical exam. Locked-in premiums. Options with no 2-year waiting period.

Check your eligibility in 60 seconds

Free quote. No obligation. A state-licensed agent will walk you through the options that may be available in your state.

By submitting, you provide your electronic signature and consent for American Family Benefit and its licensed insurance partners to contact you at the phone number and email provided — including by automated dialer, prerecorded voice, and SMS — about final expense coverage. Consent is not required to purchase. Msg & data rates may apply. Reply STOP to opt out. See our Privacy Policy and Terms.

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We only use your information to respond to your request. We do not sell it to unrelated third parties.

Check your eligibility in 60 seconds · Free quote · No obligation

  • Guaranteed coverage for ages 50–85
  • Up to $40,000 in coverage options
  • No medical exam required
  • Premiums locked in for life
  • Options with no 2-year waiting period

Not affiliated with any government agency. Coverage, rates, and availability depend on your age, state, health, carrier, and eligibility.

Coverage, rates, and availability may vary by age, state, health, carrier, and eligibility. We compare options from 50+ carriers statewide to help you find the right fit.

State-Licensed
Insurance Agency
Secure Form
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We Don't Sell Your Info
No Cost
No Obligation to Enroll
Adults 50+
Designed For Your Family
Coverage you can request

Coverage amounts for ages 50–85 — no medical exam

Pick the amount that fits your needs. We compare options from 26+ carriers statewide so a licensed agent can review what may be available based on your age, state, and health.

$10,000
Basic funeral & burial
Subject to approval
$20,000
Funeral plus remaining bills
Subject to approval
$30,000
Added support for family
Subject to approval
$40,000+
Maximum available coverage
Subject to approval
Check my coverage optionsCoverage, rates, and availability vary by age, state, health, and carrier.
Why choose us

Real benefits, in plain English

We compare options from over 26 carriers statewide so you can review what may be available — without pressure, and without any obligation.

Guaranteed Coverage

For ages 50–85, you cannot be turned down regardless of your health.

No Medical Exam

Get coverage without a medical exam — just a few simple health questions.

Locked-in Coverage

Once insured, your premium will never increase based on your age or health.

No 2-Year Waiting Period

We work with 26+ carriers statewide to help you find the right option with no waiting period.

Check My EligibilityFree quote. No obligation.
What people are saying

Trusted by thousands of families

Real stories from families we've helped
"The agent was patient and never pushy. He explained everything in plain English and helped me find a plan that fit my budget."
Margaret S. · Age 68 · Florida
"I was worried about leaving funeral costs to my kids. Took about ten minutes on the phone and I had real options to choose from."
Robert T. · Age 72 · Texas
"No pressure at all. They answered my questions and let me think about it before I decided. Very professional."
Linda H. · Age 65 · Ohio
"Glad I called. The licensed agent walked me through three different carriers and I picked what made sense for my family."
James W. · Age 70 · Arizona

Testimonials reflect individual experiences. Results vary. Names shortened for privacy.

How It Works

1

Answer A Few Questions

Tell us your age range, state, and desired coverage amount.

2

Review State-Based Options

A licensed representative may contact you to review what may be available in your state.

3

Choose What Makes Sense

There is no obligation. You decide if any option is right for you.

Common questions

Frequently Asked Questions

Rates vary based on your age, state, health, and the coverage amount you request. Many plans for adults 50+ start at affordable monthly rates — a licensed agent will walk you through the actual numbers for plans available in your state.
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